A permanent injury or illness can make it difficult or impossible to return work. TPD insurance can provide a financial safety net to help support you and your family, and pay for medical and rehabilitation costs. What TPD insurance covers TPD insurance pays a lump sum if you become totally and permanently disabled because of … Read more
Today, employees at age 40 are at a mid-point in their careers, making it a natural time to take stock and plan for the future. People in their late thirties or early forties might not be able to cope with their younger rivals in some fields. This period of your career is the best moment … Read more
A way to utilise the equity in your home. Many Australians own homes that are now worth far more than they still owe on their mortgages. With a home equity loan, you can unlock that “equity”. What is home equity? You’ll hear a lot about equity in relation to home loans. Equity is the difference … Read more
So, you’re thinking of buying your first residential investment property? There are a few things to consider before making the move. Here are our top 10 tips for avoiding potential difficulties and ensuring success. 1. Know your goal Understanding your financial objectives is key to finding the right investment property. The actual property itself is … Read more
Financial wellbeing has become the big buzzword in recent years. It seems like everyone is talking about it, even the banks. There’s a good reason for this, especially after the events of this year. According to studies 46% of workers spend at least three work hours each week thinking about their finances. And poor financial … Read more
For investors, it can be better to travel than to arrive. The last year has been characterised by unremittingly gloomy headlines but a counter-intuitively buoyant stock market. This is puzzling for many, but even experienced investors who understand that this is how markets work are starting to call time on the remarkable rally since last … Read more
By Robin Bowerman, Head of Corporate Affairs, Vanguard Australia Good advice is valuable. The right words of advice – whether it be from friends or family, business mentor, sports coach – can have lasting impact on the way we lead our lives, manage our businesses. The same holds true for financial advice. The right advice … Read more
Australia’s superannuation market is rapidly maturing, with 65% of Australia’s $2.8 trillion super assets sitting in the hands of fund members aged 50 years and older. Balances on average are also increasing and, with Australia having one of the longest life expectancies in the developed world, people will be spending a lot of time – … Read more
Application & establishment fees, stamp duty + more. When taking out a mortgage, many people forget to consider the associated fees and expenses. Here are some of the extra costs that you’ll need to consider when you take out a home loan. Home loan application fees Most lenders charge a home loan application fee. This … Read more
