What is debt consolidation?

What is debt consolidation?

Don’t confuse debt consolidation with debt elimination. If you’re swamped with credit card debt and personal loans, it can sometimes help to talk to a professional about debt consolidation. However, you need to be wary so you don’t end up paying more in the long term and/or reduce the equity in your home. What is … Read more

Flexing your retirement plans

Flexing your retirement plans

The concept of retirement is changing, with fewer people working towards a final retirement date and then clocking off for good. Instead, those who have the flexibility to choose are often transitioning out of the workforce over several years, or even returning after a break. Whether you simply want to wind back your working hours … Read more

The principles behind smart borrowing to invest

The principles behind smart borrowing to invest

Australians are living longer and experiencing higher house-to-wage ratios. It makes good sense to consider how you can achieve a comfortable long term future. What makes a smart investor? A webinar on borrowing to invest brought together financial advice commentator Noel Whittaker, REA Group’s Chief Economist Nerida Conisbee and NAB Equity Head of Sales Craig … Read more